Terms of Use

By accessing this site, you signify your agreement with and understanding of the following terms of use and legal restrictions pertaining to both this site and the material in it. Karlsen Associates Limited owns and maintains this site. All rights reserved. Product and company names mentioned on this website may be the trademarks or registered trademarks of their respective owners.

All of the content featured or displayed on this site, including, but not limited to text, graphics, photographs, images, moving images, sound, illustrations and software is owned by Karlsen Associates Limited, its licensors and its content providers, unless otherwise stated.

Reproduction without the prior written permission of Karlsen Associates Limited is strictly prohibited. Although all reasonable steps are taken to ensure that the content is accurate and up-to-date, Karlsen Associates Limited will not be held liable for any delays, inaccuracies or omissions it may contain. To the fullest extent permitted at law, Karlsen Associates Limited is providing this web site and its contents on an “as is” basis and makes no (and expressly disclaims all) representations or warranties of any kind with respect to this website or its contents including, without limitation, warranties of merchantability and fitness for a particular purpose.

In addition, Karlsen Associates Limited does not represent or warrant that the information accessible via this website is accurate, complete or current.

Except as specifically stated on this website, to the fullest extent permitted at law, neither Karlsen Associates Limited nor any of its affiliates or other representatives will be liable for damages arising out of or in connection with the use of this website. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

For the avoidance of doubt, Karlsen Associates Limited does not limit its liability for death or personal injury to the extent only that it arises as a result of the negligence of Karlsen Associates Limited or other representatives.

Links from this site to other sites are provided for your information and convenience only, and no responsibility or liability can be accepted for the content, accuracy or any other aspect of these sites.

The provision of a link does not imply an endorsement of any kind by Karlsen Associates Limited.
Karlsen Associates Limited makes no representations that the content of this site is appropriate for use in all locations. Those who access this site do so on their own initiative, and are responsible for compliance with applicable local laws or regulations.

All materials at this site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.